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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Simple Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Total Home Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Simple Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$16.50
$16.50
$16.50
$16.50
$16.50
$16.50
$16.50
$16.50
$16.50
$16.50
$16.50
$16.50
$16.50
$16.50
$16.50
$17.10
$17.70
$18.00
$18.30
$19.80
$20.40
$21.30
$22.50
$23.70
$24.00
$25.80
$26.40
$28.50
$29.40
$31.50
$32.40
$34.20
$35.10
$38.10
$40.50
$42.30
$44.70
$47.40
$51.00
$54.30
$58.50
$63.00
$68.10
$73.50
$81.30
$89.70
$98.10
$111.90
$123.60
$137.70
$152.40
$168.90
$187.20
$208.80
$230.70
$256.20
$282.30
$341.70
$374.70
$411.00
$451.20
$495.00
$543.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$33.00
$33.00
$33.00
$33.00
$33.00
$33.00
$33.00
$33.00
$33.00
$33.00
$33.00
$33.00
$33.00
$33.00
$33.00
$34.20
$35.40
$36.00
$36.60
$39.60
$40.80
$42.60
$45.00
$47.40
$48.00
$51.60
$52.80
$57.00
$58.80
$63.00
$64.80
$68.40
$70.20
$76.20
$81.00
$84.60
$89.40
$94.80
$102.00
$108.60
$117.00
$126.00
$136.20
$147.00
$162.60
$179.40
$196.20
$223.80
$247.20
$275.40
$304.80
$337.80
$374.40
$417.60
$461.40
$512.40
$564.60
$683.40
$749.40
$822.00
$902.40
$990.00
$1,087.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$43.20
$43.20
$43.20
$43.20
$43.20
$43.20
$43.20
$43.20
$43.20
$43.20
$43.20
$43.20
$43.20
$43.80
$45.00
$47.40
$47.40
$49.80
$50.40
$54.00
$55.20
$57.00
$60.60
$61.80
$66.00
$68.40
$70.20
$75.60
$79.20
$81.60
$87.60
$90.60
$95.40
$100.80
$106.80
$112.80
$119.40
$127.20
$135.00
$144.60
$154.20
$165.00
$175.80
$195.00
$213.60
$232.80
$255.00
$290.40
$320.40
$356.40
$393.60
$433.80
$480.60
$532.80
$589.80
$653.40
$721.80
$868.20
$953.40
$1,046.40
$1,146.00
$1,255.80
$1,377.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov